Trucking Filings
BMC-91
or
BMC-91X
BMC-91 documentation verifies that the insurance holder has the required liability insurance in place to transport goods and/or people across state lines. In cases where a company has coverage with multiple insurance agencies, a BMC-91X is required.​
When transporting freight, the liability limit will be $750,000 - $5,000,000, depending on commodities transported; however if the vehicle weighs under 10,001 lbs. a limit of $300,000 may be all that is required for non-hazardous freight.
When transporting 15 or more people the coverage limit is $5,000,000; however, in cases where the vehicle's passenger limit is less than 15 that amount is reduced to $1,500,000.
BMC-34
or
BMC-83
BMC-34 or BMC-83 documentation serves as proof of cargo insurance for both household goods motor carriers and household goods freight forwarders. In these cases the limit is $5,000 per truck and $10,000 per ocurrance.
BMC-84
or
BMC-85
BMC-84 or BMC-85 documentation is required for freight brokers or freight forwarders by the FMCSA. It ensures that a surety bond or trust fund agreement of $75,000 is met, which either filing can fulfill.
A BMC-84 filing must be renewed yearly and is issued by the insurance carrier as a surety bond of $75,000.
When filing a BMC-85, the freight operator is required to open a $75,000 trust fund under their name.
An MCS-90 is required by the FMCSA. It will serve as proof of liability insurance and is attached to your liability policy.